Variable Universal Life Insurance | Variable Universal Life Insurance

Can I access the cash value?

Yes—via loans, withdrawals, or surrendering the policy.

It can be, if they can afford the premiums and want long-term investment + protection.

A life insurance policy that combines death benefit protection with investment opportunities.

Yes, VUL offers flexibility—you can increase, decrease, or skip payments (within policy limits).

Includes cost of insurance, admin fees, fund management fees, and surrender charges.